One of the most significant and difficult decisions small business owners make annually is choosing a health insurance provider and plans for their employees. Uncertainty over the future of the Affordable Care Act (sometimes referred to as Obamacare) has made this process even more complicated.
Companies need to have comprehensive health benefits to attract and retain excellent employees. According to Business Journals SMB Insight, 63% of businesses report health care as a huge concern for them due to its cost and the variety of coverage issues. What makes it even more difficult is that employers believe it is time consuming and confusing according to the 2015 Superstore Quant Report.
UnitedHealthcare now has a better online health insurance solution for small businesses with 2 to 50 people to make those choices easier.
On a simple to navigate website, the employer can follow a step by step research and buying process. Medical plans can be chosen based on location, company size, and start date. The employer needs to only provide very basic information like the employees age and gender. These details can be added or imported to the site. Employers can also choose a budget per employee that fits. They can also decide what share employees will pay in the health insurance cost equation. Specialty benefits such as dental, vision, and life can also be chosen as part of any package. Checkout and purchase can actually be done all online and in about 20 minutes! There is a simple video to watch that answers most questions plus online experts are available from UnitedHealthcare if needed.
After these choices are made, employees then have access to a customized online plan selection tool that helps them pick their own best plan based on the coverage they want and cost they can budget. More detail is always available by selecting the “Learn More” buttons.
My health insurance is through UnitedHealthcare. I have been very impressed by their service and coverage. They make payments on time and the claim can be easily tracked through their internet portal. I think small business owners should check out this alternative.
The views expressed do not reflect those of UnitedHealthcare nor its affiliates. They are the personal opinions of the authors. While UnitedHealthcare has made every attempt to ensure accuracy, the information contained in these blogs may change and UnitedHealthcare assumes no responsibility for errors, omissions, contrary interpretations of the subject matter or information herein or for any losses, injuries, or damages arising from its display or use. These blogs may connect to other websites maintained by third parties over whom UnitedHealthcare has no control. UnitedHealthcare makes no representations as to accuracy, completeness, suitability, or validity of any information contained in those linked blogs or third party websites. Blogs are for general informational purposes only and not intended to be medical advice or a substitute for professional health care.