There is a lot of emotion surrounding the Supreme Court decision on health care today. But I have two basic questions.
Why should the US be the only first world nation without comprehensive healthcare for their citizens?
Why in America should your health insurance still be tied to where you work?
With the changing nature of the very fabric of employment, the Supreme Court decision is a victory for solopreneurs and very small business owners (less than 50 employees) who will no longer have to remain in a job or pay huge individual premiums to insure their families.
In the last 10 years, while inflation has gone up 27%, health insurance premiums have gone up 114% and workers contributions to those premiums have gone up 147%.
1. Access to health insurance for 30 million Americans.
2. Insurers cannot discriminate against individuals with pre-exisitng conditions. Everyone will now pay the same.
3. Tax credits for small biz (less than 50 employees) that offer insurance already to their employees. By 2014, this increases to 50% of the employer contribution.
4. Coverage for the sickest Americans.
Listen on to my radio show where we discuss the implications for small business.
And a huge, whopping tax for those who have decided that their money is better spent on prevention than insurance.
I realize I’m in a very small minority, but my wife and looked at it and decided a long time ago that we’re rather spend our money on healthier food, gym memberships, nutritional supplements, regular chiropractic care, massages and vacations and other things that reduce stress, which is the #1 cause of illness. I’d much rather spend the money on things that make me healthier and give me a better life than on insuring against something that’s highly unlikely, if I’m doing all those things to take care of myself.
Other than chiropractors and dentists, and a minor trip to the emergency room for my son, no one in my family has been to a doctor in years. And if I do start going to the doctor, I want it to be for proactive, preventative medicine.
And I’m not sure I can afford that on top of several hundred dollars a month for health insurance.
Health insurance is NOT an absolute necessity.
Scott, guess we are on opposite sides of the issue. Working for myself and having diabetes from 17 years ago, I found it nearly impossible to find health insurance at a reasonable cost. I am not one to risk with out insurance..I am seen too many small biz people go bankrupt over it.