On this episode of The Small Business Radio Show…

SEGMENT 1: We talk about money management. Specifically we dive into how you can stop the cycle of living paycheck to paycheck, how to create a budget that works for you and your family, and how to live debt free. This segment is full of smart money tips you will not want to miss.

SEGMENT 2: One of the biggest areas that small business owners neglect is training for their staff. But what kind of training is effective and how can you do it?

SEGMENT 3: All over the country, the gender gap between the number of females in leadership positions and their male counterparts is still very wide, especially in technology companies. We talk about what the gender gap looks like at Chicago technology companies specifically and what companies can be doing to be mindful about closing the gap.

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Listen to “#534 How to Stop Living Paycheck to Paycheck and More Smart Money Tips” on Spreaker.

Segment 1: Avery Breyer is a multiple best-selling author, freelance writer, and real estate investor. She is passionate about helping people take control of their money and create the life they earned. The first book in her popular Smart Money Blueprint series is “How to Stop Living Paycheck to Paycheck”, a #1 Bestseller on Amazon. Her second book in the series is “How to Raise Your Credit Score” and the third is “How to Be Debt Free”.

1:00 – How do you break the cycle of living paycheck to paycheck?

4:45 – When you’re living paycheck to paycheck, figure out if you have an income problem or a spending problem; here’s how.

6:00 – A key part of breaking the cycle of living paycheck to paycheck is having a specific goal in mind. What exactly does this look like?

7:15 – Don’t be scared! Here’s how budgeting your money is empowering.

8:15 – How do you begin to put together a monthly budget?

10:00 – What is your first step if you realize your expenses exceed your income?

14:30 – Where do you start in becoming debt free?

16:00 – Can people who are trying to get out of debt still go on vacation? Should they?

Segment 2: Juliana Stancampiano is the author of the book “Radical Outcomes”, is an entrepreneur and the CEO of Oxygen. For more than fifteen years, she has worked with Fortune 500 companies, both in them and for them.

21:00 – Why don’t many small business owners take the time to train staff?

25:00 – What kinds of staff trainings are effective in today’s small business world?

28:00 – What do you need to do to ensure the staff training is effective?

31:00 – How do you actually judge that the staff training was effective? How long should you wait?

32:30 – How to help your people be successful at work.

35:00 – Why it’s important to staff training on the business’s time.

Segment 3: Julia Kanouse is the CEO of the Illinois Technology Association (ITA) and has worked with the organization for nearly four years. Julia leads the overall strategic direction and management of the association. ITA’s mission is to drive the kind of investment, talent and innovation that makes Chicago a leading tech ecosystem.

39:00 – What does the Illinois Technology Association’s annual benchmark report “Women Influence Chicago: Positions of Influence” measure and shed light on the gender gap in tech?

40:45 – What is the gender gap in leadership positions in Chicago tech companies?

42:30 – Why aren’t more women in senior leadership positions in tech companies?

45:00 – Awareness is the first step toward fixing the gender gap in the workforce.

47:15 – Companies in Chicago’s tech community that are making big strides in closing the gender gap.

48:45 – Why small companies are better at recruiting a diverse workforce than larger companies despite less resources.

50:45 – What is the Illinois Technology Association working on lately?

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