I remember back in the go-go year if 1999, it seemed that everday everyone around us was making money. You had to keep up with the Joneses. If you were not making loads of that day, you felt lost. You felt like a loser. Fast forward to 2009. The scenario has flipped. Everyday, you hear about people losing their jobs, their money and their homes. You are trying to stay ahead of the credit card companies and banks. You feel good about yourself if you can just financially stay where you are and not lose ground on a single day. It’s amazing what a difference a decade makes.