How do you cut costs in your business and personal budgets? I use the cringe method. Ask yourself, which checks do you “cringe” when you write them at the end of the month? Which payroll checks do you “cringe” when you sign them? If you cringe, it means that you are not getting value out of these expenses and you need to either cut them or find another way provider/ person to offer those services.

It really is that simple. What expenses do you cringe at?